Humana offers individual health insurance for the self-employed, people between jobs, early retirees, and others who don't have access to employer-sponsored benefits. Floridian Quote is a independent agent that represents Humana and the Humana One plan for individual and families. At this time you can not get an instant quote from our site on Humana One plans. However just send us an email request with your info and weżll email you back the quote and brochure. Humana is one of the few companies that sell through agents like us or directly with out an agent. Many people fell that they will get a better price if you deal directly with Humana. That is not the case. The pricing is exactly the same. Better yet here at Floridian Quote, we concentrate on providing you the guidance and service you deserve.
Easy to choose Individual health insurance from Humana gives you peace-of-mind protection at an affordable price. We offer "big company"benefits, like coverage for routine physical exams, preventive care, inpatient, and outpatient services. And Humana's PPO plans give you access to a nationwide network of nearly 300,000 doctors and hospitals.
Easy to apply Applying for a HumanaOne Individual Health Plan is quick and hassle-free. You may even qualify for same-day approval. (All applications are subject to underwriting approval). Get a free individual health insurance quote now - then apply online or call us toll-free at 1-866-307-3393 to complete the application over the phone.
Easy to use Life is complicated enough when you're between jobs or self-employed. Health insurance doesn't have to be complicated! Humana provides understandable benefits and guidance to help you save money on health care. Plus you get secure 24-hour-a-day access to personalized benefit, claims, and health information on the MyHumana Website.
Easy to stay with Unlike many companies that offer health insurance for the self-employed, the HumanaOneIndividual Health Plan has an initial 12-month rate guarantee. As long as you stay with the same plan and live in the same area, your premium is guaranteed for one year.
Eligibility criteria HumanaOneindividual health insurance is available to those who aren't eligible for Medicare. The applicant's primary residence must be a state in which the product is approved for sale. (Get state-specific benefits information.) If the applicant is not an American citizen, he or she must have lived in the country for a minimum of two years, hold a permanent Visa or Green card, and have consulted a physician within the United States during the past two years.
The issue age for HumanaOneplans is 2 months to 63 years old.
Issue ages are based on the applicant's age as of the effective date.
Maximum issue age using the child rate is 24 years old if the child is a full-time student and 18 years old if the child is not a full-time student. (Dependent ages may vary by state.)
To consider a child at two months of age, the child must have completed his or her two-month well-baby exam that resulted in a well-child diagnosis with no adverse findings.
For child only coverage, the application should be completed by a custodial parent or legal guardian who has knowledge of the dependent's health and can attest to the accuracy of the health history being provided. The youngest child will be listed as the primary applicant and any others should be listed as dependents.
Although Humana makes every effort to extend coverage to all applicants, not everyone will qualify. Please ask your agent to explian information about pre-existing conditions.
